Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

Equitable is known for dependable policy illustrations, which can make it easier to see how your cash value might grow over ...

Older people with health issues can easily get coverage, but premiums are high ...

Compare the amount you would save over the life of the policy to the upfront cost of backdating. In the example below, you can see that while back ...

Knowing the factors that affect rates can help you find a better deal ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Life insurance policyholders agree to make regular payments to insurance companies in exchange for a guaranteed death benefit. That benefit is paid to the policyholder’s beneficiaries if the ...

MassMutual’s flexible payment options are best for those interested in paying off policies early. New York Life is known for fast applications while Penn Mutual has lots of rider options to customize ...

A $500,000 10-year term life insurance policy costs an average of $12 per month for a healthy 30-year-old who doesn’t smoke. Term life insurance is usually less expensive than whole or universal life ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...